If you buy gift cards for the holidays, read on!

AOL Finance asked my opinion about teen cards several months ago.
After doing research, I hadn’t found a pre-paid teen card that was worth the fees… or any gift card. I know it’s convenient, but the cost is ridiculous.

Americans are expected to spend $100 billion by 2012 on gift cards. I must say I get irritated when I have to pay the $3.95- $9.95 to activate the holiday gift cards. It gets pricy!

ING DIRECT, has a great card called “Money” “That’s so Money! is their slogan. This card is awesome and can replace the activation fee cards you get at the market.

Now with the holidays rolling around MONEY is the perfect gift card for kids.

Children will actually earn interest with this account also (0.20% APY 11/4/11)
You can have a card for each child in your family!

Parents and kids can manage together! Kids can check their balance and manage their money online or with the ING DIRECT mobile app.

Can be used anywhere MC is accepted.

Free ATMs – Access cash at Free Allpoint ATM (42,000 nationwide.)

You can transfer money onto the card for holidays, birthdays and even their allowance can be added onto the card.

Best of all there are no FEES!

The account will send text alerts every time a transaction is made. If you’re not an ING DIRECT customer, open a free, no min. savings or checking account today and get your shopping out of the way!

Click the link below and see what ING DIRECT has to offer!

ING DIRECT USA – High Yield Savings with the Orange Savings Account℠.

They even have a great offer for the investors of the family!!!

Open an Orange Savings Account and get a Free Gift of Stock

With an Orange Savings Account, you can expect:

• No fees or minimums
• Access to your account 24/7 from your smart- phone or online
• Earn interest with a 0.90% APY

If you open an Orange Savings Account by November 15, you can also start investing in your future with a free Gift of Stock, delivered to you by November 30.
Your free gift (valued at $125) includes a $50 Share Builder new account opening bonus, 5 Automatic Investment Plan credits and a Motley Fool^® video series.

ING DIRECT USA – High Yield Savings with the Orange Savings Account℠.